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Learn About Chapter 7 Bankruptcy Protections To Alleviate Your Financial Anxiety

When you’re in dire financial straits, drowning in debt, you may think there is no way to get out from under the mountain. Whether your mortgage company is threatening to foreclose on your home or business, the landlord is suing you for back rent, or the debt collectors are calling you for your past due credit card bill or car payment.

With the help of Pratt Law Group, you can stop all the calls and letters for collection and become financially solvent.

How Can You Get Relief From Debt?

The relief comes in the form of bankruptcy protection. Bankruptcy will alleviate some of the financial pressure, so you can strategize a plan that gets you back on the right financial path. Bankruptcy helps protect you from foreclosures and creditor harassment.

We are a bankruptcy law firm that has successfully helped clients with their complex business bankruptcies. It doesn’t matter how much money you owe; we have the answer to your problem. And, we will help you to get back on solid ground.

Bankruptcy Law

  • Chapter 7 Bankruptcy – Eliminate your unsecured debt to have a better financial start. Our Office Can Assist With This Type Of Bankruptcy.

  • Full Service Representation

  • Debt Relief Agency

  • Debtor Bankruptcy Services

  • Creditor Bankruptcy Services

  • Chapter 7 – Liquidation Bankruptcy (We Can Help!)

Business Owners – Need Help With Bankruptcy Collection?

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Business Owners Can File Chapter 7 Bankruptcy

Business chapter 7 bankruptcy isn’t as common as Chapter 11 business restructuring, but the practice is becoming more common these days. With this kind of bankruptcy, a business seeks liquidation and sells its assets to pay off its debts (usually tax debts).

Small business owners often use their personal line of credit to get their business off the ground and may find that they cannot pay off their debt. We come up with a plan after we look at your financial situation. We’ll ask you about solvency, the future of your business and come up with an idea for relief for your personal debt.

Consumers Chapter 7 Bankruptcy

If you don’t have a lot of assets and your last six months of income is lower than the median income for your family size in Texas, you may be eligible to file for Chapter 7 bankruptcy. After a review of your situation, we’ll know for sure if Chapter 7 or Chapter 13 is better.

If your house is underwater or you have too high of an adjustable-rate mortgage, we will make you aware of your situation and let you know what your options are.

Divorce and Bankruptcy

When a household loses one income, usually through a divorce, it often leads to serious financial difficulties. We can assist you during this trying process so that you can move on with your life without a financial cloud hanging over your head.

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We Can Help You On The Road To Financial Recovery With Chapter 7 Bankruptcy

For decades, we have been helping people like you get control over their debt. Darryl Pratt, our founding attorney, is a business owner who has dealt with some of Texas’ most complicated commercial bankruptcies. He has the experience and skills that make him more than competent and formidable in court, and great respect from his peers.

Just because you choose bankruptcy doesn’t mean you’re on the hook to pay everything back. Actually, depending on how much you make and the amount of your secured and unsecured debt, you may find that you only need to pay some of it back. With the repayment plan, you should get relief from your financial pain. Once the plan has been fulfilled, your unsecured debt will be discharged.

Reach out to our bankruptcy law firm by phone at 888-517-4575 or online to set up a free initial consultation.

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Complete the below form to start your bankruptcy questionnaire. Once completed, we will send you an email with your login instructions.

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